Cover limitLimit:30 000 ₾
MedCover
Basic annual medical plan
70GEL / mo
12-month policy · price shown per month
Medical insurance in Georgia for expats and residents
A 12-month policy. Pay quarterly or annually.
Cover limitLimit:30 000 ₾
MedCover Ultra
Extended annual medical cover
90GEL / mo
12-month policy · price shown per month
Cover limitLimit:70 000 ₾
MedCover Premium
Broader annual medical cover
125GEL / mo
12-month policy · price shown per month
Cover limitLimit:100 000 ₾
MedCover Unique
Top annual medical cover with wider limits
160GEL / mo
12-month policy · price shown per month
HEALTH COVER FOR EXPATS AND RESIDENTS
Policy details
Compare annual medical plans for expats, foreign residents, students and families living in Georgia. Prices are shown per month, while each policy covers 12 months. Review benefits, provider rules, waiting periods and exclusions before ordering.
- Insurer
- JSC Insurance Company UNISON
- Exact base price
- 70 GEL / month
- Policy term
- 12 months
- Coverage
- 30,000 GEL
- Required details
- Passport details and eligibility answers
- Policy delivery
- Immediately after successful payment
- Information checked
- Sep 9, 2026
GeoCover support: daily 09:00-02:00 (Tbilisi). Urgent assistance: 24/7 via the insurer number in the policy.
Medical coverage
If the goal is tourist entry, use the travel plans instead.
Medical coverage
Medical insurance for longer stays in Georgia
A better fit for expats, students, families, and foreign residents who need clinic access and ongoing care.
Best for
expats
Policy term
12 months
Setup
online
How it works
01
Compare plans
02
Choose a payment schedule
03
Order online or ask support
Verified insurance service
Why customers can buy with confidence
Before payment you can see who issues the policy, how payment works, when support is available, and when the official information was last reviewed.
Last reviewed by GeoCover
Issued policies
9,177
Digital PDF policy immediately after payment
PDF policy delivery
Digital PDF policy immediately after payment
Official insurance agent
Georgian Express Enterprise LLC
Legal ID: 445834492
Support hours
Daily 09:00-02:00
Emergency assistance
Official sources
Last reviewed by GeoCover
Online payment
Bank cards and digital wallets
Official-source updates
Important travel and insurance updates for Georgia
We track official notices and explain what to check before buying or using a policy: trip dates, coverage, payment, and the PDF document.
2026-09-24
Entry rules should be checked before buying travel insurance
Geoconsul is the official consular source for entering Georgia. It is the right place to verify entry conditions before matching insurance dates to a trip.
What this means in practice
Choose the policy period according to the actual stay in Georgia and keep the PDF available for travel, border or support questions.
Source: Geoconsul / Ministry of Foreign Affairs of GeorgiaSource date/status: 2026-06-19Last reviewed by GeoCover: 2026-09-24
2026-09-24
Health and accident insurance is mandatory for tourists entering Georgia
Government Decree No. 602 applies from 1 January 2026. It requires covered tourists to hold health and accident insurance for the full stay, with a total insured limit of at least 30,000 GEL.
What this means in practice
The policy may be paper or electronic and must be in Georgian or English. Match the dates to the complete stay and check whether a listed legal exemption applies before relying on it.
Source: Legislative Herald of Georgia / Government Decree No. 602Source date/status: 2025-12-26Last reviewed by GeoCover: 2026-09-24
Before you choose a medical plan
Health and medical insurance in Georgia for expats and long stays
This page is for people who need broader health cover in Georgia, especially expats, foreign residents, students, Tbilisi stays, and anyone staying longer than a short trip.
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Useful if you are comparing annual health insurance in Georgia, monthly pricing, clinic access, or ongoing care rather than a short visitor policy.
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Review what changes by plan depth, outpatient care, medications, Tbilisi clinic access, and longer-term protection.
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If you only need entry insurance for a short visit, the travel plans may be the simpler option.
Travel policy or annual medical plan?
A guide for foreigners on choosing cover by length of stay, clinic needs, waiting periods and exclusions.
Travel insurance for a short trip to Georgia
Visitor plans for entry and set trip dates, with cover from 30,000 GEL.
All GeoCover insurance plans
Compare medical, travel and car insurance in one catalogue.
Insurance claims in Georgia: a clear step-by-step guide
A practical claims guide: emergency steps, insurer assistance, medical documents, receipts, reimbursement, and how to avoid preventable claim delays.
PDF policy by email
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What Our Clients Say
Online payment and clear policy delivery
01Who is annual medical insurance in Georgia for?
Who is annual medical insurance in Georgia for?
These plans may suit expats, foreign residents, students and families who need ongoing healthcare in Georgia. Eligibility depends on the selected plan and the insured person's details.
02Does a monthly price mean a one-month policy?
Does a monthly price mean a one-month policy?
No. GeoCover medical insurance has a 12-month policy term. The price is shown per month for comparison; payment is quarterly or annual, not monthly.
03How do I compare health insurance prices in GEL?
How do I compare health insurance prices in GEL?
Compare the selected plan's price in GEL, the insured person's age, benefits and payment schedule. Check the total annual commitment rather than comparing monthly amounts alone.
04What does a medical plan cover?
What does a medical plan cover?
Benefits, limits, copayments, waiting periods and exclusions depend on the selected plan. Check outpatient care, hospital treatment, medicines and dental benefits individually; do not assume that every plan includes every service.
05Are pre-existing conditions covered?
Are pre-existing conditions covered?
Do not assume they are covered. Check the selected plan's conditions and eligibility questions before payment, and request clarification where the wording is unclear.
06How do I choose a clinic and request treatment?
How do I choose a clinic and request treatment?
Check the plan's provider network and contact the assistance number on the policy before planned treatment. Follow any referral or approval requirements and keep medical and payment documents for claims.
07When will I receive my medical policy?
When will I receive my medical policy?
After successful payment and insurer issuance, the PDF is sent to the order email. Check the insured person's details, policy dates, benefits and assistance contacts. Manual payment verification or eligibility review can require additional processing.
Questions?
Our consultants will help you choose the right plan