Reviewed against the primary sources linked below
For entry-related questions, the issued insurance policy is the controlling document for exact coverage, limits, dates, exclusions, and insurer terms.
In this guide+
Insured sum and sublimit
The insured sum is the policy's overall maximum for covered events under its terms. A sublimit is a smaller ceiling for a particular service, such as dental care or transport. Georgia's visitor-entry rule sets a minimum insured sum of 30,000 GEL, not a guarantee that each service has that limit.
Deductible and co-payment
A deductible is an amount borne by the insured before or as part of a covered claim. A co-payment is the insured's share of a covered service. Check whether each applies per claim, visit or service in your plan.
Exclusion, waiting period and assistance
An exclusion is a situation the policy does not cover. A waiting period delays specified benefits after the policy begins. Assistance is the insurer's contact for arranging help and confirming the claim process. Keep that number with your PDF.
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For entry-related questions, the issued insurance policy is the controlling document for exact coverage, limits, dates, exclusions, and insurer terms.
FAQ
01Does an issued policy start covering me immediately?+
02Is the sales card enough to know the terms?+
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Primary sources
Last reviewed: October 10, 2026. For entry-related questions, the issued insurance policy is the controlling document for exact coverage, limits, dates, exclusions, and insurer terms.